Im Cruz Budhai-Soto

We will sit down and learn what is credit. What are all the parts that affect your credit score. What credit scores are made up of. What are Hard Pulls, Soft Pulls, Credit Bureaus, Secondary Bureaus and much more.

I will sit down with you and take a deep dive into your credit report. See where we can make improvements. Help you understand where are the areas that are holding you back.

I will work with you to help you create an action plan to fix any set backs or negatives and build a strong foundation. Help you understand that credit is about your profile and not just a score.

Budhai Consulting offers a retaining services at a fee. We will have bye weekly or monthly Zoom calls to discuss progress and strategies for continued success. Here we will make sure we are executing on all strategies to achieve best results.  

At Budhai Consulting i will work with you to teach you the strategies behind credit card points. I help you understand the importance of credit cards and how they can help you obtain free travel, hotels, and points to purchases items. i will also help you understand the exact way to use credit cards, difference between statement dates, billing dates, and card utilizations.

Budhai Consulting Specializes in helping clients achieve funding wether it is personal or business funding. Most small business fail not because the lack of knowledge or work ethic but because of the capital they have to keep the business a float while they are in the early stages. Budhai Consulting is here to help our clients start and scale their business.